How to Choose the Top Credit Cards for Your Lifestyle
How to Choose the Top Credit Cards for Your Lifestyle
Blog Article
Tips for Choosing the Top Credit Cards for Your Spending Habits
Exploring the credit card benefits landscape can be daunting with so many selections available, each offering different offers, benefits, and advantages. Our system simplifies the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always aware if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- Online
- Wireless transactions
- Food and beverage expenses
- Overseas spending
- Miscellaneous expenses
This information helps us better understand your spending patterns and identify the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We keep a current repository of credit card offers from all major banks and financial institutions in Singapore, including air miles and rebate options as well as Sign-up Bonuses.
We also offer options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform regularly refreshes its recommendations based on your spending and notifies you of changes needed in your card portfolio to enhance your miles earned. This proactive method ensures you always have the ideal set of cards to gain the most advantages.
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