How to Choose the Best Credit Cards for Your Lifestyle
How to Choose the Best Credit Cards for Your Lifestyle
Blog Article
How to Choose the Top Credit Cards for Your Lifestyle
Navigating the credit card perks arena can be overwhelming with so many choices available, each offering different rewards, incentives, and perks. We've optimized the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are more suitable options for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Contactless
- Food and beverage expenses
- Overseas spending
- Miscellaneous expenses
This information helps us better understand your spending patterns and identify the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We ensure our database is current of credit card offers from all major banks and financial institutions in Singapore, including air miles and rebate options as well as Welcome Incentives.
We also provide options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform continuously updates its recommendations based on your usage patterns and notifies you of changes to optimize your setup to enhance your miles earned. This adaptable process ensures you always have the optimal selection to maximize your rewards and benefits.
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