Steps to Select the Most Suitable Credit Cards for Your Needs
Steps to Select the Most Suitable Credit Cards for Your Needs
Blog Article
How to Choose the Most Suitable Credit Cards for Your Needs
Understanding the credit card benefits arena can be overwhelming with so many alternatives available, each offering different rewards, incentives, and perks. We have streamlined the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always aware if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- E-commerce
- Wireless transactions
- Food and beverage expenses
- International payments
- Other expenditures
This information helps us gain insight into your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also provide options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your usage patterns and notifies you of changes to your selection to boost your rewards collection. This dynamic approach ensures you always have the ideal set of cards to gain the most advantages.
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